Readymoney is not a lifeguarded beach but it is generally safe for swimming when conditions are favourable. The beach slopes gradually with no steep drops or hidden sand banks and during the summer months a swimming platform is anchored in the centre of the cove. Motor boats are not permitted past the yellow buoy line at the mouth of the cove and swimmers should not swim past this buoy line. Jellyfish are common at Readymoney, depending on the prevailing weather. This does sometimes include Portuguse Man O War which can be very dangerous. If these are present then signage will make this clear. Swimmer enter the water at their own risk at all times. There is a life-ring on the wall of the limekiln.

If you are looking for a local swimming group then the Polkerris Plungers regularly meet at Readymoney, you can request to join their group here